Economy------.

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

  • erie skipper
    replied
    It's why "gap" insurance was invented. Whether or not it works, and I doubt that it does, it's one more expense attached to an auto loan. Finance and insurance people in auto dealerships are ruthless about attaching extra expenses to car loans like credit life and disability insurance; and their pay is based on how much they can attach to the loan in extras. You rarely get a price for a car anymore, just a payment amount and therein lies most of the problem described above----if the payment fits the budget, the buyer is perfectly happy in too many cases.

    Leave a comment:


  • NO WAKE
    replied
    I've never understood a lender allowing a negative equity loan to get approved in the first place! Just doesn't make any sense!

    Leave a comment:


  • Tiretyme
    replied
    Saw this today. 33% seems like a pretty large percentage to me.


    Click image for larger version

Name:	AC1BC740-7CF7-455E-B03A-AA6A9BD5A560.png
Views:	19
Size:	449.0 KB
ID:	66405

    Leave a comment:


  • duckfish
    replied
    Originally posted by Surfercross View Post

    Just so ya know not all tile contractors are like that. I would make them come back and clean up the walls.

    I'm certain they're not. We've had other tile work done over the years that I was completely happy with. Just unlucky this time around.

    No offense intended to the trade in general.

    I'll have to post of pic of our dining room and get the opinion of a professional. This kid was anything but IMO. And smack full of that millennial mouth and attitude that just makes me grind my teeth. Took him over a week to do the job and by then, I couldn't get him out of my house soon enough.

    Leave a comment:


  • Tiretyme
    replied
    Well another trigger point is the the World, other than maybe China, is awash in depth.
    USA - $23 trillion, right? Nope, not even close.
    There’s another $21 trillion off balance sheet/books discovered by Mark Skidmore. https://usawatchdog.com/missing-21-t...mark-skidmore/ if you believe this stuff.
    Now all that info is classified.
    If it’s tariff driven, I feel relatively certain that Trump would retreat rather than risk a recession from upping current tariff schedule
    Someday it’s all going to fall apart. If it’s in my lifetime, I have no idea

    Leave a comment:


  • Surfercross
    replied
    Originally posted by Parker Yacht View Post

    An then there is that, good for you.
    I have talked with some people about it. And Vantaredoc for TOS is the same as me, when the recession does start, it's better for us.
    They will fix their 200+k used boat, not buy a new 500+k new one.
    See that's what I am talking about. These big houses are all remodels. The people we work for can't stand to see their neighbor have a nicer house so it spreads right on down the street.

    Leave a comment:


  • Parker Yacht
    replied
    Originally posted by Surfercross View Post

    Ya know I am not so sure about that Ole. We worked all the way through the last recession in the same west Boca neighborhood. These people are recession proof. Very wealthy no doubt.
    An then there is that, good for you.
    I have talked with some people about it. And Vantaredoc for TOS is the same as me, when the recession does start, it's better for us.
    They will fix their 200+k used boat, not buy a new 500+k new one.

    Leave a comment:


  • Surfercross
    replied
    Originally posted by duckfish View Post

    At least this made me feel better today.

    I just had the 2nd of 2 rooms completed yesterday re-flooring with tile. Same flooring store I've been using since I built my house 29 years ago but 2 different gypsy sub's for install. The mess they left me with will have me cleaning & touching up paint all weekend. On one hand I want to raise hell with the store and make them deal with it. On the other, I won't let those subs back in my house, don't want to deal with any more of the inconvenience nor don't give-a-shit attitude. Probably gonna do it myself and get on with life.


    As far as the economy...... I gave up long ago trying to predict that, paying attention to the pundits or even giving it much attention. It's like trying to fight the weather. Noone really has a clue what it's going to do and I have no control over it. So I just move forward, bust hump & make money when it allows and bitch and lose money when it doesn't. My only strategy is I'm hoarding cash and if another recession does hit, I'm selling out and retiring (or semi-retire).

    I will say this, I see no signs yet of housing slowing in my area. If all jobs pan out as we're being told, we have work till almost this time next year.
    Just so ya know not all tile contractors are like that. I would make them come back and clean up the walls.

    Leave a comment:


  • Surfercross
    replied
    Originally posted by Parker Yacht View Post
    I think that is about to stop.
    Ya know I am not so sure about that Ole. We worked all the way through the last recession in the same west Boca neighborhood. These people are recession proof. Very wealthy no doubt.

    Leave a comment:


  • duckfish
    replied
    Originally posted by Tiretyme View Post

    Exactly! It’s been very hard for me to find quality subs because they are all busy working for contractors. My floor guy lost his helper, had a vacation in June and took seven weeks to finish job. My sister rec’d him so I just bit my lip because didn’t want him to pack his stuff up halfway through job.

    He did great on laying out and installing floors but was rough as hell on my newly painted walls, and I had to clean glue off every single board, literally. First room I did on my hands and knees, then said eff-it. I put mineral spirits in a spray bottle and mopped the heck out of it twice, then cleaned it twice with wood Swiffer.

    So that has left me doing everything else.
    At least this made me feel better today.

    I just had the 2nd of 2 rooms completed yesterday re-flooring with tile. Same flooring store I've been using since I built my house 29 years ago but 2 different gypsy sub's for install. The mess they left me with will have me cleaning & touching up paint all weekend. On one hand I want to raise hell with the store and make them deal with it. On the other, I won't let those subs back in my house, don't want to deal with any more of the inconvenience nor don't give-a-shit attitude. Probably gonna do it myself and get on with life.


    As far as the economy...... I gave up long ago trying to predict that, paying attention to the pundits or even giving it much attention. It's like trying to fight the weather. Noone really has a clue what it's going to do and I have no control over it. So I just move forward, bust hump & make money when it allows and bitch and lose money when it doesn't. My only strategy is I'm hoarding cash and if another recession does hit, I'm selling out and retiring (or semi-retire).

    I will say this, I see no signs yet of housing slowing in my area. If all jobs pan out as we're being told, we have work till almost this time next year.

    Leave a comment:


  • Parker Yacht
    replied
    Originally posted by Surfercross View Post
    For me and other tile contractors we are slammed with work. I go from one giant house to the next giant house.
    I think that is about to stop.

    Leave a comment:


  • Tiretyme
    replied
    Originally posted by Surfercross View Post
    For me and other tile contractors we are slammed with work. I go from one giant house to the next giant house.
    Exactly! It’s been very hard for me to find quality subs because they are all busy working for contractors. My floor guy lost his helper, had a vacation in June and took seven weeks to finish job. My sister rec’d him so I just bit my lip because didn’t want him to pack his stuff up halfway through job.

    He did great on laying out and installing floors but was rough as hell on my newly painted walls, and I had to clean glue off every single board, literally. First room I did on my hands and knees, then said eff-it. I put mineral spirits in a spray bottle and mopped the heck out of it twice, then cleaned it twice with wood Swiffer.

    So that has left me doing everything else.

    Leave a comment:


  • Surfercross
    replied
    For me and other tile contractors we are slammed with work. I go from one giant house to the next giant house.

    Leave a comment:


  • Tiretyme
    replied
    Idk? This go around, other than inflation, what’s driving it down?
    Are we nearing the end of a pent-up demand?
    I read where there’s some consumer debt but jobs still seem steady.
    Honestly, I’ve been so busy in my little world, plus a bunch of tunnel vision, that I haven't held on as close as usual
    Last edited by Tiretyme; 08-15-2019, 11:51 PM. Reason: Spelling correction

    Leave a comment:


  • bluewaterposer
    replied
    www.pensiontsunami.com

    BOHICA!
    BWP

    Leave a comment:

Working...
X